Who We Are
 
  Founded in 1991, The Physician Network, Inc. started out as an independent medical evaluations (IME) company coordinating examinations and medical record review services. Over time, we learned that the typical approach to the IME process was contributing to the IME report losing its value. In fact, the typical IME report is now no longer viewed as being independent and has been reduced to serving only as a negotiation tool for settlement purposes. Meanwhile, the average dollar value of claim settlements – along with insurance fraud – has continued to rise while insurance carriers face declining premium rates. As we began to recognize these developments, we evolved into a medical consulting firm providing specific services designed to help our clients meet these challenges.
 
 
  One of the biggest issues we see facing the insurance industry today is physicians rendering medical opinions about claims without enough knowledge or understanding of the types of insurance and the state laws governing them. Too often, medical reports are written without a clear understanding of these issues, resulting in inaccurate assessments and a delay in claim processing which frustrates everyone involved and adds to the cost of administering a claim. Simply teaching a physician to use proper terminology for the claim type and state of loss can make the difference between the acceptance or denial of a claim. This is why we match our clients with physicians knowledgeable about both the claim type and the state of loss for each case and then work with those medical experts to produce a clear, relevant, and substantiated medical report.